If you sustain a minor workplace injury that will heal with time and proper care, your workers’ compensation benefits typically end once you return to work. However, if you develop a long-term injury that affects your ability to work, your workers’ compensation claim may result in a settlement agreement with the insurance company.
You do not need to fear the settlement process, but preparation may help you secure the financial support you need. Here is an overview of how workers’ compensation settlements in Santa Ana may be structured and how an attorney could help with negotiation.
Most settlements for workers’ compensation claims in Santa Ana use one of two structures. The first type—a compromise and release settlement—means you negotiate for a single lump-sum payment for all future benefits, such as medical expenses, disability benefits, and job retraining services.
This kind of settlement may fit if your long-term injury is stable and you can estimate its effects on your work and life. It also gives you more control over your medical care by releasing the claims adjuster from future medical costs.
The second type of workers’ comp agreement in Santa Ana is called a stipulation with request for award. It involves negotiation of a series of temporary or permanent disability benefits that you receive from the insurance company on a regular, usually weekly, basis going forward.
This settlement type typically means the claims adjuster remains responsible for paying for medical bills. It may be a better choice if you have an injury that could worsen over time and need additional care.
If you and your claims adjuster are unable to reach an agreement on a settlement, you may request a review from a workers’ compensation judge. You may also need to attend a mandatory settlement conference before your case may go before the judge.
Legal guidance may help you reach the best possible settlement from Santa Ana occupational compensation discussions. Legal assistance could also help you pursue an appeal if settlement discussions are unsuccessful.
Settling a workers’ compensation claim may be stressful, even if you have strong evidence that could help you negotiate for the benefits you need. Our attorneys have years of experience handling workers’ compensation settlements in Santa Ana. Call us today for a consultation—we could help you understand the process and secure the benefits you deserve.
