Firefighters are exposed to toxic chemicals, harmful gases, and other hazardous materials. They witness catastrophic events and continually face injury from smoke inhalation, falling debris, and fire. Because of the dangerous work environment, California firefighters are eligible for special protections under the state’s workers’ compensation program. Firefighters should speak with a Torrance firefighter workers’ compensation lawyer to understand what benefits are available after an injury.
Firefighters are entitled to the standard workers’ compensation benefits such as medical expenses and wage recovery. They are also eligible for special protections regarding presumptive medical conditions and wage recovery.
Because firefighters are often exposed to harmful substances, certain illnesses are presumed to be work-related, such as cancer, meningitis, heart conditions, pneumonia, and blood-borne infections. The conditions are assumed to be fully attributable to their jobs, and their benefits are not restricted, meaning their awards may be larger.
Firefighters are entitled to standard workers’ compensation for medical expenses such as hospital stays, physical therapy, and doctor’s appointments. Diagnostic tests such as X-rays, MRIs, and bone scans, as well as out-of-pocket expenses, are also included. If there is long-term impairment, coverage can cover current and future expenses.
Firefighters may suffer from post-traumatic stress disorder (PTSD). It may result from a single event, or it may accumulate over time. However, most PTSD claims are denied. A skilled firefighter workers’ compensation attorney in Torrance could discuss possible strategies for appealing a declined PTSD claim.
If injuries require time away from work, workers are entitled to partial wage recovery. They can receive two-thirds of their weekly wage up to the state-established maximum for 104 weeks or two years. Firefighters can receive one year of full salary in addition to the standard 104 weeks. They may not receive full salaries and partial wage recovery in the same year.
If a firefighter dies while performing their firefighting-related duties, their families may recover death benefits. The surviving spouse may continue receiving health insurance benefits, and so can children until age 21. Children may also receive educational assistance through scholarships. They may receive scholarships if a firefighter is permanently and totally disabled.
Firefighters should seek medical attention immediately. In emergencies, they should follow the instructions of medical professionals and follow up with their physician. As with all workers’ compensation claims, firefighters should notify their supervisor of any work-related injuries immediately. Although injured firefighters have up to 30 days to submit a claim, prompt reporting ensures that details are not lost.
Injured firefighters should keep all doctor’s appointments, physical therapy sessions, and other scheduled medical services. Missing or ignoring appointments can adversely impact a claim. Insurance companies may view the behavior as contributing to the need for ongoing medical treatment.
They should also track all injury-related medical expenses. The documentation helps support the requested compensation. If the proposed settlement is insufficient or the claim is denied, Torrance firefighters should consult a workers’ compensation lawyer. They can help with an appeal or negotiate a reasonable settlement.
Firefighters often work under hazardous conditions that can result in injury or permanent impairment. California has provided special protections for firefighters within the workers’ compensation program. Firefighters should contact a Torrance firefighter workers’ compensation lawyer to ensure they receive the benefits they and their families deserve. Our firm is here to help.